Wells Everett Wynn Ltd

Providing Certain and Predictable Outcomes

 

Wells Everett Wynn Ltd

Planning for a Secure Financial Future

Welcome to Wells Everett Wynn

We are a financial and insurance advisory service with over 25 years industry experience. We believe that as a service, the expertise we can offer will vastly benefit our clients.

Offering a financial advisory service, Wells Everett Wynn is able to draw on its knowledge and experience in tailoring financial packages to fit your requirements. We pride ourselves in offering a service that provides individual attention to your needs and works on your behalf to secure the best outcome for you.

With a strong focus on service, Wells Everett Wynn is continually evaluating the financial services market to identify the latest products and services. We are able to access products from a wide range of suppliers throughout New Zealand and overseas with selected external product providers. Our clients benefit from the most up-to-date financial solutions available in New Zealand.

OUR PRINCIPAL
Dave Wells
0274 508 518
FSP: 107591

Dave Wells

Director

Dave has been advising clients since the early 90’s and is passionate about providing clients with quality advice. He has worked with clients from all walks of life. Dave works predominantly with Business Owners and Corporates, advising them on General, Liability and Life insurance.

Dave is a strong believer in ‘one to one’ business relationships. He believes every client deserves personal service and advice that is independent and tailored uniquely for their circumstances. Honesty, integrity, and trust are the hallmarks of our business practices and these are underpinned by consistent business advice processes.

Dave is married to Jenny and together they have a teenage daughter. In his spare time he is involved in Surf Lifesaving and other Community Service organisations. He loves anything to do with the sea and scuba diving.

Qualifications

– Director of Wells Everett Wynn Ltd.
– Chartered Insurance Broker (CIB) –Insurance Brokers Association of New Zealand
– Authorised Financial Adviser (AFA) –Financial Markets Authority of New Zealand

Our Commitment to You

We appreciate you have many options when it comes to insuring you, your family and your business. We never take your loyalty for granted and commit to do everything in our power to earn, maintain and continue to build our trusted relationship.

As your appointed insurance broker, Wells Everett Wynn Ltd commits to:

Analyse your current situation taking into account any identified future needs
Recommend the appropriate solution to match your risk profile and circumstances
Only recommend secure and stable Insurance and Investment Providers
Provide premium and instalment alternatives through excess and monthly payment options
Provide prompt service to ensure you are well informed of issues relevant to your circumstances.
OUR SERVICES

Our Commitment to You

We appreciate you have many options when it comes to insuring you, your family and your business. We never take your loyalty for granted and commit to do everything in our power to earn, maintain and continue to build our trusted relationship.

As your appointed insurance broker, Wells Everett Wynn Ltd commits to:

Analyse your current situation taking into account any identified future needs
Recommend the appropriate solution to match your risk profile and circumstances
Only recommend secure and stable Insurance and Investment Providers
Provide premium and instalment alternatives through excess and monthly payment options
Provide prompt service to ensure you are well informed of issues relevant to your circumstances.
OUR SERVICES

What We Do

Commercial, Domestic and Rural Insurance Solutions

Insurance protects you from financial setbacks. It’s as simple – but crucial – as that. It’s about protection for all that’s important to you – yourself, your family, your assets and your business. Dealing with insurance companies can be difficult when you are only a number on a huge database. Wells Everett Wynn is different. We will make sure your enquiry is dealt with promptly and professionally. In your dealings with us we aim to provide you with a level of service you will appreciate.

We provide a complete Brokerage service, offering a wide range of products sourced from some of New Zealand’s most respected insurers. Our Brokers have the skills, qualifications and experience to provide independent advice in all areas of domestic, rural and commercial insurance.

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Life Insurance

Wells Everett Wynn offers a wide range of financial services that will help you look after your loved ones, protect your future income and increase your wealth. We are registered under Financial Markets Authority regulation and have trained to operate as specialists in our field.

As such we are bound by the ethics, standards and disciplinary processes administered by the Financial Markets Authority (FMA) and related industry bodies. We access independent third party research to help us provide our clients with quality, objective financial advice.

VIEW PRODUCTS

Commercial, Domestic and Rural Insurance Solutions

Insurance protects you from financial setbacks. It’s as simple – but crucial – as that. It’s about protection for all that’s important to you – yourself, your family, your assets and your business. Dealing with insurance companies can be difficult when you are only a number on a huge database. Wells Everett Wynn is different. We will make sure your enquiry is dealt with promptly and professionally. In your dealings with us we aim to provide you with a level of service you will appreciate.

We provide a complete Brokerage service, offering a wide range of products sourced from some of New Zealand’s most respected insurers. Our Brokers have the skills, qualifications and experience to provide independent advice in all areas of domestic, rural and commercial insurance.

Life Insurance

Wells Everett Wynn offers a wide range of financial services that will help you look after your loved ones, protect your future income and increase your wealth. We are registered under Financial Markets Authority regulation and have trained to operate as specialists in our field.

As such we are bound by the ethics, standards and disciplinary processes administered by the Financial Markets Authority (FMA) and related industry bodies. We access independent third party research to help us provide our clients with quality, objective financial advice.

Commercial, Domestic and Rural Insurance Solutions

Protecting your Business Assets

How would your business cope if its assets were damaged or lost? Your business needs its property and assets, just to keep functioning. If anything does go wrong you need to be sure things can be restored so your business is up and running as soon as possible.

We can provide the following protection for your business:

  • Commercial Packages – cover for your business premises, vehicles and equipment
  • Property Damage Insurance – covers you for accidental loss or damage to your insured property at your business premises
  • Business Continuity Insurance – covers you for lost business profit as a result of accidental loss or damage to your property
  • Cyber Risk Insurance – covers your business, your clients and suppliers from a range of losses related to cyber hacking, including recovery and public relations
  • Contract Works and Project Insurance – covers you for destruction, damage or loss of materials and buildings on site and includes additional costs of re-building
  • Travel Insurance – covers you against delay, cancellation, theft, accidental loss or damage, kidnap, ransom
  • Motor Vehicle Comprehensive Insurance – covers you against accidental loss or damage to your insured vehicles
  • Other types of cover are also available including – Machinery Breakdown, Aviation, Credit Insurance, Hole in one.

Protecting your Rural Business

How would your farming operation cope if its assets were damaged or lost? Your farming business needs its property and assets, to keep functioning. If anything does go wrong, you need to be sure things can be restored so your business is up and running as soon as possible.

We can provide the following protection for your rural business:

  • Farm Buildings and Assets – Loss or damage to your buildings, plant and machinery in the event of an unexpected insured event.
  • Farm Vehicles – Comprehensive, Third Party Fire & Theft or Third Party only.
  • Liability – Cover for your legal liability to pay compensation for damage to property or personal injury occurring from your farming operation.
  • Machinery Breakdown – Accidental damage to machinery involved in your farming operation.
  • Dwellings – Accidental loss or damage to your home on the farm.
  • Domestic Contents – At and away from home cover for accidental loss or damage.
  • Private Vehicles – Comprehensive, Third Party Fire & Theft or Third Party only cover.
  • Pleasurecraft – Comprehensive cover for your boat or jetski.
  • Premium Funding – Pay your premiums by direct monthly debit to ease your cash flow over a longer duration.

Protecting your Business Assets

How would your business cope if its assets were damaged or lost? Your business needs its property and assets, just to keep functioning. If anything does go wrong you need to be sure things can be restored so your business is up and running as soon as possible.

We can provide the following protection for your business:

  • Commercial Packages – cover for your business premises, vehicles and equipment
  • Property Damage Insurance – covers you for accidental loss or damage to your insured property at your business premises
  • Business Continuity Insurance – covers you for lost business profit as a result of accidental loss or damage to your property
  • Cyber Risk Insurance – covers your business, your clients and suppliers from a range of losses related to cyber hacking, including recovery and public relations
  • Contract Works and Project Insurance – covers you for destruction, damage or loss of materials and buildings on site and includes additional costs of re-building
  • Travel Insurance – covers you against delay, cancellation, theft, accidental loss or damage, kidnap, ransom
  • Motor Vehicle Comprehensive Insurance – covers you against accidental loss or damage to your insured vehicles
  • Other types of cover are also available including – Machinery Breakdown, Aviation, Credit Insurance, Hole in one.

Protecting your Rural Business

How would your farming operation cope if its assets were damaged or lost? Your farming business needs its property and assets, to keep functioning. If anything does go wrong, you need to be sure things can be restored so your business is up and running as soon as possible.

We can provide the following protection for your rural business:

  • Farm Buildings and Assets – Loss or damage to your buildings, plant and machinery in the event of an unexpected insured event.
  • Farm Vehicles – Comprehensive, Third Party Fire & Theft or Third Party only.
  • Liability – Cover for your legal liability to pay compensation for damage to property or personal injury occurring from your farming operation.
  • Machinery Breakdown – Accidental damage to machinery involved in your farming operation.
  • Dwellings – Accidental loss or damage to your home on the farm.
  • Domestic Contents – At and away from home cover for accidental loss or damage.
  • Private Vehicles – Comprehensive, Third Party Fire & Theft or Third Party only cover.
  • Pleasurecraft – Comprehensive cover for your boat or jetski.
  • Premium Funding – Pay your premiums by direct monthly debit to ease your cash flow over a longer duration.

Protecting your Business and Professional Liability

Being in business can be challenging and rewarding. It requires dedication and resilience when things go wrong. Do you know how your business would cope if a legal claim was made against the business. If anything does go wrong you need to be sure you have the support of a strong professional risks protection programme that will provide you with a certain and predictable outcome.

We can provide the following protection for you and your business:

  • Management Liability – cover for you and your managers in their exposures and risks in managing a business
  • Directors and Officers Liability – cover for Directors and Officers for defence and settlements for alleged wrongful acts
  • Employment Disputes – cover for alleged breaches of any employment agreement, Privacy Act or Human Rights Act by a current or former employee
  • Statutory Liability – cover for defence costs and penalties connected with the business of the insured
  • Professional Indemnity – cover for the advice and services you and your employees give to others
  • Legal Defence – cover for you, your business and your employees in raising a defence under civil or criminal liability
  • Public Liability – cover for accidental damage you or your employees cause to other persons or property
  • Cyber Liability – end-to-end cover for your business for Internet-based risks, and from risks relating to information technology infrastructure and activities.

Protecting your Personal Assets

We can provide a variety of products to protect your personal assets. These include your home, contents, motor vehicles and boats.

We can provide cover for most of your major assets including:

  • Home and contents – Protecting your home, household contents and personal effects from financial loss or damage in large events or small mishaps.
  • Motor Vehicle – Comprehensive cover to protect you against damage to your vehicle or damage to other parties vehicles and property in the event of an accident. Third party cover for damage to third party vehicles. Third party, Fire & Theft for damage to third party vehicles and fire and theft to your own vehicle.
  • Boat – Comprehensive cover for your boat or jetski for accidental loss or damage.
  • Travel – Cover for overseas travel for you your business and your family.

Protecting your Business and Professional Liability

Being in business can be challenging and rewarding. It requires dedication and resilience when things go wrong. Do you know how your business would cope if a legal claim was made against the business. If anything does go wrong you need to be sure you have the support of a strong professional risks protection programme that will provide you with a certain and predictable outcome.

We can provide the following protection for you and your business:

  • Management Liability – cover for you and your managers in their exposures and risks in managing a business
  • Directors and Officers Liability – cover for Directors and Officers for defence and settlements for alleged wrongful acts
  • Employment Disputes – cover for alleged breaches of any employment agreement, Privacy Act or Human Rights Act by a current or former employee
  • Statutory Liability – cover for defence costs and penalties connected with the business of the insured
  • Professional Indemnity – cover for the advice and services you and your employees give to others
  • Legal Defence – cover for you, your business and your employees in raising a defence under civil or criminal liability
  • Public Liability – cover for accidental damage you or your employees cause to other persons or property
  • Cyber Liability – end-to-end cover for your business for Internet-based risks, and from risks relating to information technology infrastructure and activities.

Protecting your Personal Assets

We can provide a variety of products to protect your personal assets. These include your home, contents, motor vehicles and boats.

We can provide cover for most of your major assets including:

  • Home and contents – Protecting your home, household contents and personal effects from financial loss or damage in large events or small mishaps.
  • Motor Vehicle – Comprehensive cover to protect you against damage to your vehicle or damage to other parties vehicles and property in the event of an accident. Third party cover for damage to third party vehicles. Third party, Fire & Theft for damage to third party vehicles and fire and theft to your own vehicle.
  • Boat – Comprehensive cover for your boat or jetski for accidental loss or damage.
  • Travel – Cover for overseas travel for you your business and your family.

Life Insurance

Life is all about taking little risks. But sometimes things can happen that change our lives for the worst. Protecting your life and lifestyle is all about being prepared for the unexpected, and making sure you and your family are looked after financially.

Protecting your Life and Lifestyle

Life is all about taking little risks. But sometimes things can happen that change our lives for the worst. Protecting your life and lifestyle is all about being prepared for the unexpected, and making sure you and your family are looked after financially.

Here are some of the life and lifestyle insurance options available.

  • Crisis Cover – Receive a lump sum if you suffer a major illness or injury
  • Life Cover – Receive a lump sum payment when you die or if you become terminally ill
  • Disability Cover – Receive a lump sum that will help make life easier if you become totally and permanently disabled and unable to ever work again
  • Income Cover – Receive up to 75% of your income if you can’t work because of illness or accident
  • Home Loan Cover – Covers your mortgage payments in the event of your death, illness or accident, and offers optional cover for redundancy and bankruptcy.

Secure your Family’s Future

Life Cover* is all about providing financial protection for your family should you die. As you become older your insurance needs change. Getting married, buying a new home or starting a family all come with additional financial responsibilities. With Life Cover, you can protect the lifestyle you and your family have worked hard to build.

Level Life Cover gives you certainty** of paying the same amount for your life cover for as long as you need it and helps to ensure that life cover is affordable later in life.

Level Life Cover – the right price for life

  • Is the ability to budget important to you?
  • Do you have long-term debts or commitments?
  • Do you need life cover past your 60s and into your 70s and 80s?
  • Are you worried about how much life cover will cost when you’re older?
  • Is it important to you to be able to leave money for your spouse or partner?
  • Is it important to you to create a legacy for your children?

If you have answered ‘Yes’ to any of these questions, Level Life Cover could be right for you.

*Eligible covers are for 10 years, or up to age 65, 70, 80, 85 or 100.

**Level premiums are not guaranteed and may change in some circumstances.

Protecting your Life and Lifestyle

Life is all about taking little risks. But sometimes things can happen that change our lives for the worst. Protecting your life and lifestyle is all about being prepared for the unexpected, and making sure you and your family are looked after financially.

Here are some of the life and lifestyle insurance options available.

  • Crisis Cover – Receive a lump sum if you suffer a major illness or injury
  • Life Cover – Receive a lump sum payment when you die or if you become terminally ill
  • Disability Cover – Receive a lump sum that will help make life easier if you become totally and permanently disabled and unable to ever work again
  • Income Cover – Receive up to 75% of your income if you can’t work because of illness or accident
  • Home Loan Cover – Covers your mortgage payments in the event of your death, illness or accident, and offers optional cover for redundancy and bankruptcy.

Secure your Family’s Future

Life Cover* is all about providing financial protection for your family should you die. As you become older your insurance needs change. Getting married, buying a new home or starting a family all come with additional financial responsibilities. With Life Cover, you can protect the lifestyle you and your family have worked hard to build.

Level Life Cover gives you certainty** of paying the same amount for your life cover for as long as you need it and helps to ensure that life cover is affordable later in life.

Level Life Cover – the right price for life

  • Is the ability to budget important to you?
  • Do you have long-term debts or commitments?
  • Do you need life cover past your 60s and into your 70s and 80s?
  • Are you worried about how much life cover will cost when you’re older?
  • Is it important to you to be able to leave money for your spouse or partner?
  • Is it important to you to create a legacy for your children?

If you have answered ‘Yes’ to any of these questions, Level Life Cover could be right for you.

*Eligible covers are for 10 years, or up to age 65, 70, 80, 85 or 100.

**Level premiums are not guaranteed and may change in some circumstances.

Protecting your Business

If your business lost an owner through death or major illness or you lost a key person that was critical to your business functionality, wouldn’t it be reassuring to know you were protected financially?

We can help you look at the risks your business might face and what you can do to protect it.

Protecting your Health

You don’t know when or how a health problem might affect you.

Protecting your health helps ensure you have immediate access to the right healthcare services when you need them. It provides an alternative way of paying for treatment so you can use private services and seek advice if the unexpected happens.

Many people find themselves unprepared when faced with illness or injury and may have to be away from work for extended periods whilst on a waiting list in the Public Health system. This not only impacts them financially but can have a major affect on their family.

Protecting your Business

If your business lost an owner through death or major illness or you lost a key person that was critical to your business functionality, wouldn’t it be reassuring to know you were protected financially?

We can help you look at the risks your business might face and what you can do to protect it.

Protecting your Health

You don’t know when or how a health problem might affect you.

Protecting your health helps ensure you have immediate access to the right healthcare services when you need them. It provides an alternative way of paying for treatment so you can use private services and seek advice if the unexpected happens.

Many people find themselves unprepared when faced with illness or injury and may have to be away from work for extended periods whilst on a waiting list in the Public Health system. This not only impacts them financially but can have a major affect on their family.

Losing Key Staff

The loss of a key person – anyone who contributes to the revenue of your business – can seriously affect your ability to maintain your business’ value. It’s obviously difficult if the loss is through death or disability, but you also need to prepare for resignation and retirement. The loss of a key person can affect your business through;

  • loss of revenue
  • failure to meet financial obligations
  • increased costs (such as recruitment)

Key Person Protection
All businesses should plan to reduce their key person dependency over time, but most businesses don’t have this luxury. By taking key person insurance, your business receives a lump sum payment if a key person can no longer work because of illness, injury or death. Key person protection can help you meet your short-term business obligations, offset the effect on profits and help provide the funds to find and train a suitable replacement.

Losing a Business Owner

Business owners need a plan to ensure a co-owner’s departure is as smooth as possible. A business owner could die, get sick, resign or retire – so it pays to be prepared.
.

What plans can you put in place?
There are plans you can put in place to manage the planned or unplanned loss of a business owner. They ensure your interests are protected, and you retain control and maintain the value of your business.

  • Key person protection – see above
  • Buy / Sell Agreements – these allow the remaining owners to purchase the departed owner’s shares at a pre-agreed value. This value should be reviewed each year to ensure it keeps pace with the changing value of the business.
  • Buy / Sell Funding – wherever possible, the Buy / Sell Agreements should be fully funded to avoid delays and avoid remaining owners being out of pocket.

Losing Key Staff

The loss of a key person – anyone who contributes to the revenue of your business – can seriously affect your ability to maintain your business’ value. It’s obviously difficult if the loss is through death or disability, but you also need to prepare for resignation and retirement. The loss of a key person can affect your business through;

  • loss of revenue
  • failure to meet financial obligations
  • increased costs (such as recruitment)

Key Person Protection
All businesses should plan to reduce their key person dependency over time, but most businesses don’t have this luxury. By taking key person insurance, your business receives a lump sum payment if a key person can no longer work because of illness, injury or death. Key person protection can help you meet your short-term business obligations, offset the effect on profits and help provide the funds to find and train a suitable replacement.

Losing a Business Owner

Business owners need a plan to ensure a co-owner’s departure is as smooth as possible. A business owner could die, get sick, resign or retire – so it pays to be prepared.

What plans can you put in place?
There are plans you can put in place to manage the planned or unplanned loss of a business owner. They ensure your interests are protected, and you retain control and maintain the value of your business.

  • Key person protection – see above
  • Buy / Sell Agreements – these allow the remaining owners to purchase the departed owner’s shares at a pre-agreed value. This value should be reviewed each year to ensure it keeps pace with the changing value of the business.
  • Buy / Sell Funding – wherever possible, the Buy / Sell Agreements should be fully funded to avoid delays and avoid remaining owners being out of pocket.

Need more information on our industry related products and services?
Call 04 499 3506 or

EMAIL US

Claims

At Wells Everett Wynn Ltd, we believe the true test of the relationship with your Insurance Brokers is when you need to make a claim. We know it can be a stressful and unsettling time, so we’re committed to providing you with fast, efficient and personalised claims services.

It Includes:

Providing you with your Insurer’s Claim Form

Arranging for a Loss Assessor to be appointed if necessary

Guiding you carefully through to completion of Claim Form

Submitting your Claim Form to the Insurer on your behalf

Providing ongoing advice to ensure a fair and reasonable settlement.

Claims Process

Making a claim can be a daunting task, especially as it typically occurs at an already difficult time. With this in mind we see it as one of the most important times in our relationship with you. We’ll do everything we can to make the process and smooth and easy as possible.

Lodging Process:

Step 1:   Contact us so we can discuss what’s happened and carefully review the event/s against your insurance cover.

Step 2:   Fill out your claim form in as much detail as you can. (Remember, if you have any questions we’re always here to help!)

Step 3:   We’ll send you the relevant claim form/s and outline any other documentation your Insurer is likely to require.

Step 4:   Post or email your completed claim back to us so we can check everything and then forward it to the Insurer on your behalf.

Need more information on our industry related products and services?
Call 04 499 3506

Local Understanding. National Strength

Wells Everett Wynn Ltd is proud to be a Member Broker of Insurance Advisernet, a network of more than 190 independent insurance advisers across New Zealand and Australia. Insurance Advisernet New Zealand is a principal member of the Insurance Brokers Association of New Zealand Inc. and the largest member of the publicly listed AUB Group – one of the leading general insurance broking groups in Australasia with over 450,000 clients. This relationship gives Wells Everett Wynn Ltd access to unrivalled financial strength, business efficiencies and buying power that spans every major insurer in New Zealand and Australia, even access to major overseas insurers when required.

Strength Under The Insurance Advisernet Banner

Wells Everett Wynn Ltd is a Member Broker of Insurance Advisernet New Zealand Ltd. Founded in 1996 Insurance Advisernet operates in both New Zealand and Australia, delivering strength that allows Wells Everett Wynn Ltd the benefit of maintaining its local presence whilst also being part of a national group for the products and services needed by our customers in today’s increasingly complex business world.

Visit the Insurance Advisernet Website

INSURANCE ADVISERNET NZ

Contact Us

Need help?
Contact us today by completing the form here

04 499 3506
FSP: 107591

Our Insurance Partners

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Copyright 2018 Wells Everett Wynn Ltd All Rights Reserved

Copyright 2018 Wells Everett Wynn Ltd All Rights Reserved